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Turning 65 and Feeling Confused About Medicare?

We help Florida residents understand their Medicare options and enroll in the right coverage with confidence.
No-Cost Consulations
Florida-based Medicare Guidance
Medicare Advantage
Medicare Supplement
Prescription Drug Plans
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Common Questions People Ask When Turning 65

Do I need to sign up for Medicare if I’m still working?




What’s the difference between Medicare Advantage
and Medicare Supplement?




Will my doctor accept my Medicare plan?

What happens if I enroll late?

How much does Medicare actually cost?

These are the questions most people have when approaching age 65
— and getting the right answers early can make a big difference.

Why Medicare Can Be So Confusing

Turning 65 opens the door to Medicare — but it also introduces several important decisions.

You must determine:




  • When to enroll?


  • Which type of coverage to choose?

  • Whether to add drug coverage?


  • Whether your doctors are in-network?

  • How much the plan will cost over time?

Making the wrong decision can lead to gaps in coverage or higher costs — which is why getting the right guidance early matters.

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How Insurance by Garry Helps

You don’t have to figure this out on your own. Garry provides clear, personalized guidance so you can choose the right Medicare coverage with confidence.

  • Understand your Medicare eligibility

  • Compare available plan options

  • Review doctors and prescription coverage

  • Understand costs and benefits

  • Complete the enrollment process correctly

As an independent Medicare advisor, Garry works with multiple insurance carriers — so you can compare your options, not just be sold one plan.

Your Medicare Coverage Options

When you become eligible for Medicare, you generally choose between two primary coverage paths.

Original Medicare + Supplement
(Parts A & B)

  • Keep your Original Medicare (Parts A & B)
  • See any doctor in the U.S. who accepts Medicare
  • No referrals needed to see specialists
  • Predictable out-of-pocket costs with a Supplement plan

Medicare Advantage
(Part C)

  • Combines hospital, medical, and usually drug coverage
  • Often includes "extras" like Dental, Vision, and Hearing
  • Network-based coverage (HMO or PPO plans)
  • Lower monthly premiums (many starting at $0)

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Expert Guidance at Zero Cost to You.

Get Help Before Your Enrollment Window Opens

Independent Medicare guidance

Multiple insurance carriers available

Personalized plan comparisons

Clear explanations of Medicare options

Ongoing support after enrollment

Medicare is complex. Getting the right plan shouldn’t be. Garry helps you compare top-rated carriers to find the perfect fit for your health and budget. Medicare decisions made during your Initial Enrollment Period can affect your coverage and costs for years to come.

A Simple Process for Medicare Enrollment

Insurance by Garry follows a clear process to help clients enroll with confidence.
  • Step 1: Initial Consultation
    Discuss healthcare needs, doctors, and medications
  • Step 2: Plan Comparison
    Review Medicare Advantage, Supplement, and drug plan options.
  • Step 3: Clear Explanation
    Understand the pros and cons of each option.
  • Step 4: Enrollment Support
    Complete enrollment correctly and on time.

Schedule a Consultation

Select a timeslot directly below in the calendar to book a free 30-minute Medicare consultation at a convenient time.