Garry Hiebert in a white polo shirt standing by West Palm Beach down town with palm trees, a bridge, and city buildings in the background under a blue sky.

Medicare Made Simple
for Palm Beach County Seniors

Clear, personalized Medicare guidance for people turning 65, reviewing their current plan, or transitioning into Medicare.
No Cost Consultations
Fully Licensed Florida Medicare Broker
Multiple Insurance Carriers

Accredited & Certified:

Medicare Plan Options

Compare Medicare Advantage, Supplement, and Part D plans with personal guidance.

Insurance & Retirement

Explore dental, vision, supplemental,
and retirement coverage options.

Medicare Doesn't Have to Feel Complicated

Smiling elderly couple sitting on a gray sofa and looking at a laptop together.

Choosing Medicare coverage can feel overwhelming, especially when you are sorting through deadlines, plan options, doctor networks, and prescription coverage.

Garry helps simplify the process so you can understand your choices and move forward with confidence.

Local Palm Beach County Medicare Guidance
You Can Trust

Insurance by Garry helps individuals throughout Palm Beach County navigate Medicare with clear, personal support.

Medicare Carriers Garry Commonly Works With

As an independent broker, Garry compares plans from multiple Medicare carriers to help you find coverage that best fits your needs and budget — at no cost to you.

Your Local Florida Medicare Expert

Smiling middle-aged man with short gray-blond hair wearing a dark gray collared shirt against a plain background.
Senior Medicare Specialist
Fully Licensed in Florida
4+ Years Satisfied Florida Clients
20+ Years in Consulting

Whether you are enrolling for the first time, reviewing your current coverage, or comparing plans after a move or life change, Garry provides guidance tailored to your needs.

Medicare Help for Your Situation

Senior couple sitting on a couch looking at a laptop, the woman pointing at the screen.

Everyone comes to Medicare with different questions. Garry helps clients at many different stages of the process.

Turning 65?

Understand your enrollment timeline, coverage choices, and the steps to get started.

New to Medicare?

Get help transitioning from employer coverage, retiring, or entering Medicare for the first time.

Reviewing Your Current Plan?

Compare your current coverage and see whether a better option may be available.

Moving to Florida?

Make sure your Medicare coverage works well with local providers and your new location.
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Medicare Plans and Coverage Options

  • Medicare Advantage & Supplement Plans

  • Affordable Care Act (Obamacare)

  • Prescription Drug Plans

  • Dental Insurance

  • Vision Insurance

  • Hearing Coverage

  • Life Insurance

  • Annuities

Why Work With a Medicare Broker?

Four older adults sitting on a beach with a guitar, smiling and clinking wine glasses in a toast.

Medicare can look simple at first, but the details matter.

Your doctors, prescriptions, budget, travel habits, enrollment timing, and future health needs can all affect which option makes sense.

Garry helps you compare your Medicare choices clearly, understand the tradeoffs, and avoid feeling pressured into a plan you do not fully understand.

Compare options from multiple carriers
Continue getting support after enrollment
Get help understanding Medicare rules and deadlines
Receive personalized guidance based on your needs

Is a Medicare broker really necessary?

Not always. Some people are comfortable researching and enrolling on their own. But Medicare has details that are easy to overlook, including prescription drug coverage, enrollment timing, provider networks, supplement pricing, and how your choices may affect future flexibility. A broker can help you compare your options and avoid decisions based only on what looks cheapest today.

Does it cost more to use a Medicare broker?

There is no direct fee to work with Garry. In most cases, the plan cost is the same whether you enroll through a broker or directly with the carrier. Garry’s role is to help explain your options and support you through the process.

What if I already know which Medicare plan I want?

That is completely fine. Many clients come to Garry after doing their own research. He can help review your choice, check important details, and make sure the plan fits your doctors, prescriptions, budget, and long-term needs.

Can Garry help after I enroll?

Yes. Medicare questions often come up after enrollment, especially around billing, plan changes, prescriptions, and yearly reviews. Garry remains available as a resource when your needs or available options change.

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Simple Medicare Guidance in 5 Steps

Reach out

Call, text, or get in touch online to start the conversation.

Discuss Your Situation

Talk through your timeline, doctors, prescriptions, and coverage priorities.

Compare Your Options

Review the plans that best fit your healthcare needs and budget.

Get Help Enrolling

Receive support with applications, plan selection, and next steps.

Stay Supported

Continue getting help with annual reviews and future coverage questions.

Why Clients Choose Insurance by Garry

Clients choose Insurance by Garry because they want more than a call center or a generic website.

Insurance decisions are important, and having the right
support can make the process easier from the start.

They want someone local who can explain Medicare clearly.
They want someone who answers questions patiently.
They want someone who can help them make sense of their options.

What Clients Say About Garry

Schedule Your Free Medicare Consultation

Select a timeslot directly below in the calendar to book a free 30-minute Medicare consultation at a convenient time.

Choose a time that works for you
Speak directly with Garry for 30 minutes
Get clear guidance with no pressure